Presley General Insurance Agency
How does Medicare work if you have other health insurance coverage? Some people encounter this situation because they have group coverage through an employer, plus Medicare coverage that starts when they turn 65.
Common Types of Group Coverage
Group insurance coverage is available through a variety of circumstances. For example, you might have insurance through:
- Current employment – either yourself, a spouse, or a domestic partner
- Group health plan coverage from a previous employer
- COBRA continuation coverage
- Indian Health Services
- Veteran’s benefits
- Worker’s Compensation Claim
Who Pays First: Medicare or Group Coverage?
If you have a group health plan and Medicare, then generally Medicare pays first and the group health plan is a secondary payee. It’s important to understand more about your full coverage and the coordination of benefits between the two plans. For information about retiree health coverage, talk to our team to learn about your options.
Are you new to Medicare?
Register for Our 6-Part
Our mini-course is sent to you via email in an easy-to-understand video format that you can watch from the comfort of your own home. You’ll learn all of the basic elements of Medicare and get answers to the most common questions.