12 Reasons You Might Be Able to Change Your Health Insurance Plan

We’re now halfway through 2023, and that means halfway through your health insurance coverage year. Open enrollment is still a few months away, and at that time you can make…

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What You Need to Know About Medicare Coverage for Long Term Care

Many retirees expect that Medicare will cover most of their healthcare needs throughout retirement, and that’s why they’re often surprised at their out-of-pocket expenses. Unfortunately, long term care, or nursing…

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What to Do if You Retire Before Medicare Eligibility

Who wouldn’t want to retire early? For many people, an early retirement would be a dream come true. But if you’ve long relied on your employer’s group health insurance benefits…

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Yes, You Might Be Able to Enroll in Both Medicare and Medicaid

Once you retire and enroll in Medicare, you might be surprised to learn that you can face thousands of dollars in out-of-pocket healthcare costs each year. That can come as…

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Why You Should Check on Your Health Insurance Subsidy Mid-Year

Millions of people receive a subsidy to help with the cost of their healthcare plan premiums, through the Advance Premium Tax Credit (APTC), but they could end up owing money…

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3 Things You MUST Do at Age 65

At age 65, you’re either retired or planning to retire soon. You might be focused on financial matters, but it’s important to remember that healthcare is a financial matter, especially…

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4 Signs of a Medicare Scam

Medicare is a complicated program, and it takes some time to learn the ins and outs of it. Unfortunately, scammers and even some unethical insurance brokers often take advantage of…

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What is Prior Authorization and How Does It Work?

Sometimes you might visit your doctor, and learn that you must seek something called “prior authorization” for a medication or procedure. What is this, and why do you need it?…

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What Happens if You’re Late Enrolling in Medicare?

Once you turn 65, it’s time to enroll in Medicare. But did you know that if you miss your original enrollment window, you can be subject to a penalty for…

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Things New Business Owners Need to Know About Group Health Insurance

There’s a lot to learn when you first start a business. And then, as your business grows and expands, you might be subject to new rules and regulations. Health insurance…

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