As we journey through life, unforeseen circumstances and challenges can arise, especially in retirement. Long-term care insurance has emerged as a crucial financial tool that offers peace of mind and…

If you’re a business owner investigating your group health insurance options, you will quickly realize you need to answer a series of questions to narrow your options. One of the…

It seems that most of the country is suffering from a heat wave at the moment, and we’re all turning on the AC or headed to the beach. Whether you…

We’re now halfway through 2023, and that means halfway through your health insurance coverage year. Open enrollment is still a few months away, and at that time you can make…

Millions of people receive a subsidy to help with the cost of their healthcare plan premiums, through the Advance Premium Tax Credit (APTC), but they could end up owing money…

Sometimes you might visit your doctor, and learn that you must seek something called “prior authorization” for a medication or procedure. What is this, and why do you need it?…

There’s a lot to learn when you first start a business. And then, as your business grows and expands, you might be subject to new rules and regulations. Health insurance…

We’ve all been there. You desperately need to go to the doctor, but they don’t have any appointments available. Or perhaps the office is too far away, you lack transporation,…

Medical expenses are climbing for many of us. And for those on a fixed income (like retirees) or for young families with more limited income, finding every break you can…

If you’ve opted to provide your employees with a group healthcare plan, you’ve taken an important step toward protecting them and providing a benefit they surely value. But not all…