Why You Should Use a Broker for Medicare Enrollment

Once you’ve navigated your initial Medicare enrollment, the decisions aren’t over. And while it might feel like a bit of a hassle, this is actually a good thing. Each year, you have the opportunity to make changes to your Medicare plan during the Annual Election Period from October 15 to December 7. Yes, you do need to confront a series of decisions all over again, but the great news is that participating in this process can potentially help you lower your out-of-pocket spending on healthcare.

And so, even though it can feel a bit overwhelming, comparing your options each fall can benefit you. And the good news is that you don’t have to do it alone! You have the right to utilize the services of an independent health insurance broker, who is knowledgeable about the different Medicare plans available to you. And here’s why you should take advantage of that service:

• You can possibly lower your healthcare bills and keep your budget more manageable in retirement
• You can obtain the right healthcare for your situation, by choosing a network of providers that suits you
• You can gain a greater understanding of your plan’s coverage and limitations
• You can avoid any billing surprises throughout the year
• You can learn about crucial time windows of coverage and take full advantage of your plan’s benefits
• You can avoid the disappointment of falling into coverage gaps
• … and probably a few more reasons!

Once you’ve completed Medicare enrollment through a broker, that professional will continue to offer you support. They will help you understand your plan, deal with any surprise bills, help you file appeals with your insurance company, and more.

And the best part about this service is that it’s free! Anyone who is eligible for Medicare is entitled to receive this guidance, so that they can identify and enroll into the best plan for their situation. So as the Annual Election Period approaches, remember we’re here to help you. Just give us a call and let’s get started.