Your Healthcare Plan Might Do More Than You Think
You know that if you suffer an injury or an accident, your healthcare plan will help you to access the medical care you need. But did you know that your healthcare plan might also provide benefits to help you get healthy and stay healthy? And some of these are programs that you might otherwise pay for, so check with your plan provider first!
Because health insurance providers understand that a healthier population means lower costs for them, they are motivated to help enrollees access wellness programs. For instance, we all know that managing our weight can ward off conditions like heart disease and diabetes. And if you stop smoking or limit your alcohol consumption, you will face a lower risk of cancer. So focusing on wellness can lead not only to a healthier, happier life; it can also lower claims for medical care. That benefits your healthcare plan provider, and it also benefits you through lower out-of-pocket costs.
Since everyone benefits from improved health, many healthcare plan providers have begun to offer the following programs as a part of their overall benefits packages:
- Weight loss
- Nutrition coaching
- Gym memberships
- Smoking cessation
- Other addiction counseling or treatment
- And other programs
These programs might be offered to you for free, as a part of your healthcare plan, or you might simply be able to access certain discounts. Either way, it always makes sense to investigate your plan’s offerings before self-paying for one of these services on your own.
And with New Year’s Day right around the corner, you might be considering some resolutions to improve your health and wellness. So call your healthcare plan’s customer service line to discuss which wellness programs are covered under your plan, or log onto your online portal to learn more about your benefis package. Remember, we’re happy to assist you in understanding your benefits and making the most of your plan.